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Poor Credit?

Every day we help people who have poor credit records. Finding suitable loans is more difficult but we have years of experience to call on

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Large Loan Specialists

What if my credit history is poor?

If you are looking for a loan in the UK your application will be affected by your credit rating. Lenders will view you as a higher risk if you have a poor credit history and you may find your application refused or only be offered loans at very high rates of interest.

Many lenders use credit reference agencies such as Experian and Equifax to obtain information which will influence their decision on your loan application. Your credit history includes your electoral roll entry, county court judgements, and how you have coped with paying debts in the past. It will be noted if you have had an usually high number of credit checks carried out. This could be anything from opening a new credit card to an interest free deal on a washing machine.

Search for large bad credit personal loans

Remember you have the right to check your credit history and to appeal if you believe it is incorrect. Also if you are refused a loan then you can ask the lender why. However, there is no need to be completely put off your search for large bad credit personal loans. It is still possible to find bad credit secured loans for large amounts in the UK, especially if you own your own home. You do not have to put up with very high rate loans if you own property as you have the option of applying for a secured loan.

Your property can be used as security against a large loan even if you have a bad credit history. We can provide information you need on bad credit loans at low rates. Once you have answered a few simple questions we can present you with a list of lenders most likely to accept your application and help you move forward.